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PCMS’ Atlas system provides the rating, underwriting, and statistical coding capabilities insurers need to maximize their operating efficiency. For all personal and commercial lines of business, Atlas enables your firm to manage your policies with efficiency and profitability.
Your business requires its own unique set of rating requirements. Every product is custom designed for the client and then inserted into the Atlas framework to use its inherent services (versioning, premium accounting, receivables, billing and claims fundamentals, suspense and web-enabled). Every product module of the policy administration system has the ability to rate the risk, produce statutory files/reports, administer endorsements, manage out-of-sequence changes, and process cancellations, reinstatements, and renewals.
With the inherent functionality of our Policy Administration system, underwriters, MGA’s, brokers and agents can issue/bind quotes and distribute policies in real-time via the Internet utilizing our products and services.
Rating transactions supported by Atlas include:
 Quoting, Rating |
Underwriting |
| New business |
Renewals |
| Endorsements (mid-term) |
Void endorsements |
| Cancellations |
Reinstatements (gap or rescind) |
| Rewrites |
Inquiries |
| Out-of-sequence processing |
Audit functions |
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